Creative ways to budget
13.10.2023Spreadsheets aren’t for everyone – which is why we’ve teamed up with a bullet journal influencer to take a look at visual tracking, helping take the guesswork out of your day-to-day spending.
Read MoreThe Beehive Money home buying guide is here to help explain the process of buying a house. Step by step, we’ll take you through - from saving for your mortgage to moving into your new home. Whether you’re a first-time buyer or a seasoned home mover who just needs a reminder, we’re here to explain the house-buying process, simply.
Saving a deposit is the first step to buying a house. The bigger the deposit, the more mortgage deals you’ll be able to access and the chance of getting a lower interest rate is greater.
Saving a deposit is the first step to buying a house. The bigger the deposit, the more mortgage deals you’ll be able to access and the chance of getting a lower interest rate is greater.
The amount you can borrow will depend on a few things such as how much you earn, the deposit you’ve saved and your credit score.
The amount you can borrow will depend on a few things such as how much you earn, the deposit you’ve saved and your credit score.
You don’t have to use one but, a mortgage adviser can help you understand what you’ll need to do to get your mortgage approved. They’ll also be able to find you the best mortgage for you – which might even mean you can afford more than you think.
You don’t have to use one but, a mortgage adviser can help you understand what you’ll need to do to get your mortgage approved. They’ll also be able to find you the best mortgage for you – which might even mean you can afford more than you think.
This is the exciting bit, finding that home that you’ll love forever. Once you know how much you can borrow you can start looking for your dream place.
This is the exciting bit, finding that home that you’ll love forever. Once you know how much you can borrow you can start looking for your dream place.
Well done, you’re so close to the end. It’s time to put your offer in.
Around the same time as making your mortgage application you should start looking for a conveyancer to handle the legal paperwork.
Well done, you’re so close to the end. It’s time to put your offer in.
Around the same time as making your mortgage application you should start looking for a conveyancer to handle the legal paperwork.
So, the big day is almost here, but you’re not quite done yet. Don’t forget to book removals to help you or rent yourself a van.
So, the big day is almost here, but you’re not quite done yet. Don’t forget to book removals to help you or rent yourself a van.
We've partnered with Mortgage Advice Bureau so you can access mortgage advice easily in our app. Their advisers will help find you the right mortgage from over 90 different lenders and more than 12,000 deals, some of which you wouldn't get on the high street. Sit back, relax and let them do the work. It's just another way we help make managing money that bit easier. Terms and conditions apply.
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances. The fee is up to 1.00% but a typical fee is 0.30% of the amount borrowed.
Find a new dealBrowse savings guides and articles, listen to our podcast and read testimonials along with the latest Beehive news, best served with a good cup of tea (and a biscuit too).
Spreadsheets aren’t for everyone – which is why we’ve teamed up with a bullet journal influencer to take a look at visual tracking, helping take the guesswork out of your day-to-day spending.
Read MorePractical tips and ideas to help you save money on your grocery shopping and cut back on those eating out splurges. Here are our top swaps to try - saving cash without compromising on tasty treats.
Read MoreAverage wedding costs have taken a dip but they’re still around the same as the average UK yearly salary. Not sure where to start? Here’s our top tips for sticking to your wedding budget.
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